Surplus & overage recovery

You may be owed money you never knew about.

When a property sells at a tax or foreclosure auction for more than the debt owed, the leftover money belongs to the former owner — not the county. We find that money and get it back to the people it belongs to.

✓ No upfront cost  ·  ✓ You pay only if we recover your money  ·  ✓ Full transparency

Billionsin surplus funds sit unclaimed across the U.S.
$0out of pocket — we're paid only from what we recover
You keep morethe large majority of every recovery goes to you

How it works

A simple, transparent process. We do the heavy lifting; you approve each step.

1

We find it

We identify surplus funds from tax and foreclosure sales and trace them to the rightful owner or heir.

2

We reach out

We contact you, explain exactly what's owed, and answer every question — no pressure, no jargon.

3

We file the claim

We prepare the paperwork, gather proof, and submit the claim to the county or court on your behalf.

4

You get paid

The funds are released, you receive your money, and our agreed percentage is deducted only then.

Why people trust Amethyst

This field has a reputation problem. We built the opposite of the pushy cold-caller.

  • No upfront fees, ever. If we don't recover your money, you owe us nothing.
  • One clear percentage. No hidden "consultation" or "processing" charges stacked on top.
  • Full written disclosure. We'll always tell you that you can pursue the claim yourself for free.
  • Compliant in every state we work in. We follow each state's fee and licensing rules to the letter.
  • Real people, real answers. You'll know who's handling your claim from day one.

Example recovery

$34,000

is what you'd keep on a sample claim

Surplus recovered$40,000
Our fee (sample rate)−$6,000
You receive$34,000

Illustration only. Our fee is a set percentage, always within your state's legal cap, and you pay nothing unless you're paid.

Common questions

Straight answers — including the one everyone asks.

Is this a scam?

A fair question, because there are bad actors in this space. Here's the difference: we never ask for money upfront, we tell you in writing that you can file the claim yourself for free, and we only earn a percentage after you've actually been paid. Everything is documented.

Where does this money come from?

When a property is sold at a tax or mortgage foreclosure auction for more than what was owed, the extra amount — the "surplus" or "overage" — legally belongs to the former owner or their heirs.

Why can't I just claim it myself?

You can — and we'll always tell you so. But the process involves finding the right office, proving you're entitled, meeting deadlines, and sometimes contested hearings. We handle all of it, and you only pay if it works.

What does it cost me?

Nothing upfront. We're paid a single agreed-upon percentage of the amount we recover, always within the legal cap for your state, and only after the money reaches you.

Find out if you're owed funds

Send us your details and we'll check for surplus funds tied to your name or property — free, no obligation.

By submitting you agree to be contacted about a potential claim. This is not a request for payment — we never charge upfront.